Finished Area is measured at:

The concept of "Finished Area" refers specifically to the parts of a building that are completely above grade, meaning that these areas are not located below ground level. In real estate and property assessments, finished areas include spaces that are fully habitable and have been completed with suitable finishes such as flooring, walls, and ceilings. This is crucial because finished areas generally contribute to the overall living space of a property, which can significantly impact its value.

When a property is evaluated for market value or when calculating square footage for listings, only the spaces that are entirely above grade are counted in the finished area measurement. Spaces that are partially or entirely below grade, such as basements or cellars, may not be considered finished areas unless they meet specific criteria for habitable space, which can include factors such as ceiling height and adequate exits to the outside. Additionally, limiting the calculation to only certain rooms does not accurately reflect the entire living area of a property, which is why it does not align with the definition of finished area.