Which of the following is indicative of a Contract for Deed transaction?

In a Contract for Deed transaction, the key characteristic is that the seller retains the title to the property until the buyer has made all the required payments in full. This arrangement allows the buyer to occupy and make use of the property while they are making payments, but it ensures that the seller maintains legal ownership until the buyer has satisfied the terms of the contract.

This feature is significant because it protects the seller's interests throughout the payment process. Should the buyer default on the agreement, the seller has the right to reclaim the property without going through the foreclosure process that typically applies in traditional mortgage scenarios.

Options that indicate paying the full amount upfront or receiving title immediately do not align with the nature of a Contract for Deed. Moreover, while escrow accounts can be part of real estate transactions, they are not a defining feature of a Contract for Deed. They merely serve to manage the funds during the transaction but do not affect the title or ownership in the way that the retained title does in this type of agreement.